Tag Archives: Obamacare

MS and Single Payer Obamacare

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Sunset in the Pacific Northwest

Many people have complained about Obamacare and how it adversely affected their current healthcare coverage. It’s unfortunate, in my opinion, the one thing that could have saved a great deal of grief and made the entire system cheaper and fairer for everyone was a single-payer program for all. And yes, I’ve heard about the people who fly to the US from Europe or come from Canada for their operations, but you have to remember that these are the richest, the top one percent, of people who can afford to pay cash for their procedures because they don’t want to wait for their procedure to be scheduled in the future. It’s not that our healthcare system is so much better, it’s because they just don’t feel that they should have to wait if it’s not an emergency procedure. A single-payer healthcare system is fair for everyone!

     SINGLE PAYER BEATS WASTE AND FRAUD

     Healthcare in America is a $2.6 trillion dollar a year industry. Of that, $750 billion is estimated to be spent on procedures, medicine, and equipment that was unnecessary to begin with and only done to avoid law suits or increase the bottom line of a greed based medical and insurance industry. And another $60 billion is lost thru Medicare and Medicaid annually because of fraud nationally.

     Until the Affordable Care Act, the average administrative cost to provide you with insurance was 37 percent of your personal or employer based  insurance policy. Under the new law that drops to 20 percent. But in the cases of Medicare and Medicaid they cost only three percent for the government to administer your coverage.

     O.K., let’s do the math: 37 percent of $2.6 trillion dollars is roughly $957 billion for administrative costs and profit for insurance companies and their investors otherwise known as Wall Street. At 20 percent, the amount is roughly $520 billion dollars for the same administrative bottom lines. Now if we had a single-payer system that cost only 3 percent for administrative costs, then cost would drop to roughly 72 billion dollars.

     The Obama Administration currently has budgeted $250 million dollars a year to reign in Medicare and Medicaid fraud. My question, why not a billion dollars in an effort to reduce $60 billion dollars a year in fraud, down to maybe $5 billion or more?

     Even without reducing the unnecessary costs mentioned above, that leaves almost a trillion dollars to cover all of the Americans who don’t have insurance under the old way of doing things. It saves money, and covers more people, so why not single-payer coverage? 

     Think about it and feel free to comment. As Pat Benatar once sang, “Hit me with your best shot!”

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MS Obamacare: My Story

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Foothills Of Washington State

 

     For many people The Affordable Care Act, otherwise known As Obamacare, has been nothing more then big government attempting to take control of their lives, for myself on the other hand, it’s been nothing less then a Godsend.

     After losing my job in 2010 to the recession, I discovered that the job market was not going to be kind for someone with my limitations due to a Multiple Sclerosis disability. As the weeks, months, and eventually years wore on the task of finding new employment drained me to the point of depression and despair. Of course, along with losing my job, I also lost my healthcare plan which only added to my frustration and deepening depression.

     As my blood pressure began to spike, my prescription to control it ran out, I was left with only one other option for my future care and my sanity. With my stress levels careening out of control I had no other option but to apply for Social Security Disability. However, much to my surprise, even after being found legally disabled I also found out that does not automatically mean that you have health care coverage.

     I was amazed to find that I had somehow fallen into a black hole where I made to much money from disability to qualify for Medicaid coverage but not enough to be able to afford any other health care coverage.

     All of that changed in January of 2014 when The Affordable Care Act was fully implemented. The new rules did make me eligible for Medicaid. I was finally able to afford to see a Doctor and get my blood pressure medication restarted along with having an operation for a Hernia that had been painfully getting worse for months on end.

    Obamacare worked for me, please give it a chance!